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Welcome to Escambia County Homeowner Repair Program

Escambia County’s Homeowner Repair Programs advance the Neighborhood & Human Services Department’s commitment to safe, stable, and resilient neighborhoods by helping eligible homeowners preserve and improve their homes.

Assistance may include substantial structural work and the repair or reconstruction of major housing components that extend beyond routine maintenance or minor rehabilitation. Through this investment, Escambia County seeks to protect residents, preserve existing affordable housing, and support the long-term vitality of communities throughout the County.

Current Program Availability

Due to funding limitations, the only applications currently being accepted are for Sewer Connection Assistance.

All other homeowner repair programs have an extensive waiting list. For more information, call (850) 595-1642 .

Basic Eligibility Requirements

To be considered for assistance, an applicant must:

  • Have total gross household income at or below 80% Area Median Income (AMI), based on household size.
  • Home must be in unincorporated Escambia County.
  • Must be owner occupied with Homestead Exemption.
  • Property taxes must be current.
  • No outstanding liens or judgments owed to County.
  • Mortgage must be current.
  • Any pending claims and litigation affecting the property must be fully resolved before an application may be submitted.

How the Process Works

The programs are designed to assist qualified very low- and low-income households with code-related repairs and serious housing conditions that, if left unaddressed, could threaten the health and safety of the occupants.

  1. Register Your Interest

    Use the online registration link to provide your contact information and basic details about your household, property and repairs needs.

  2. Wait to Be Contacted

    NED staff will review registrations and contact households as program funding and capacity become available. Registration does not guarantee assistance or establish program eligibility.

  3. Submit an Application

    When contacted, you will be asked to complete a formal application and provide documentation needed to verify household income, property ownership and other program requirements.

  4. Complete a Property Inspection

    A County representative will inspect the home to identify code-related deficiencies, health and safety concerns, and the extent of repairs needed.

  5. Receive an Approval or Denial

    NED will review the application, supporting documents, inspection results, available funding, and program requirements. You will be notified in writing whether your application has been approved or denied.

  6. Repair Project Begins

    After approval and completion of all required pre-construction steps, the County will coordinate the repair process, including the scope of work, contractor selection, required agreements, and construction activities.

Funding Availability

Please note: Applications are processed on a first-come, first-served basis while funds are available. Submission of an application does not guarantee assistance. Funding is not reserved or committed until the applicant, property, and financing have been reviewed and formally approved by Escambia County.

While You’re Waiting

Use this time to gather all your documents and address any property related issues that could delay or prevent your application from moving forward.

Maintain Your Homestead Exemption

The property must be your primary, owner-occupied residence, with an active Homestead Exemption on file. If you have not established your exemption, contact the Escambia County Property Appraiser’s Office as soon as possible. The exemption must remain active throughout the application and repair process.

Resolve Deed, Title, and Probate Issues

Ownership of the property must be clearly established. If the home was inherited, remains titled in the name of a deceased relative, or has unresolved deed, probate, or title issues, contact legal aid or a qualified attorney to begin resolving them. Properties with unresolved ownership or title issues cannot receive assistance.

Clear County Liens and Judgments

Confirm that there are no outstanding obligations associated with the property, including code enforcement liens, fire liens, judgments, or delinquent property taxes. These items must be fully paid, released, or otherwise resolved before the application can be processed.

Keep Your Mortgage and Property Taxes Current

Continue making all required mortgage and property tax payments while you are on the inquiry list and throughout the application and repair process. Delinquent payments may affect your eligibility for assistance.

Documents List

  • Government-issued photo identification for every adult household member.
  • Social Security cards for all household members.
  • Marriage certificate, divorce decree, separation agreement, or related legal documents, if applicable.
  • Most recent pay stubs for all employed household members.
  • Current benefit or award letters: SSI, SSA, SSDI, VA, pension, retirement or other recurring benefits.
  • Child support and/or alimony documentation, if applicable.
  • Self-employment income documentation, including current profit-and-loss information and other records requested by NED, if applicable.
  • Most recent two months of complete bank statements for all checking, savings, and other financial accounts.
  • Most recent statements or transaction histories for peer-to-peer payment or banking applications, including Cash App, Venmo, PayPal, or similar accounts.
  • Statements for other assets or investment accounts, if applicable.

Sewer Connection Assistance

Escambia County uses funding from the Community Development Block Grant, or CDBG, program to provide financial assistance for income-eligible households for sewer connections and septic tank abatements.

Type of Assistance

Assistance is provided in the form of a two-year deferred-payment loan.

Loan Forgiveness

The loan will be forgiven at the end of two years provided the owner has remained the primary resident of the property.

Important Requirements

  • Homeowners may apply after receiving notification from the Florida Department of Health Environmental Health Division that sanitary sewer service is available in their area.
  • No funding is available for impact fees.
  • Applicants must connect to sewer within the time allotted by ECUA to receive assistance under the program.
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The mission of Escambia County government is to provide efficient, responsive services that enhance our quality of life, meet common needs and promote a safe and healthy community.

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